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POS - Acquiring Market
The acquiring business entails setting up and maintaining merchant relationships enabling merchants to accept MasterCard® Cards as a method of payment. The acquirer enables merchants to accept MasterCard® cards at their establishments and provides MasterCard® holders with the ability to use their cards for purchases made at these locations.
ICC has been in the acquiring business since 2001 and has gained a substantial share of the market since then. The speed by which the company became the market leader in this part of the industry was due to ICC’s value-added benefits to the merchants, namely 24-hour payment delivery, competitive rates and 24x7 technical and marketing support.
ICC signed a co-operational agreement with VISA® Jordan in 2002 to combine VISA® and MasterCard® acquiring services on a single machine, enhancing merchant efficiency and convenience
We strive to offer your esteemed institution the best service in terms of collection by providing you with free cheque deliveries to your doorsteps with flexible bank options.
To make your processes hassle free and to enhance your esteemed institutions value added services ICC can provide you with the latest technologies such as GSM Points of Sale or Wireless Points of Sale.
If you feel your business is in need for an ICC POS machine kindly contact us.

ICC'S FAMILY OF CARDS 
The following section provides a brief look at the various MasterCard ® payment brands ICC offers:
Co-branded, Lifestyle and Affinity MasterCard® Cards
Co-Branding combines the power,services and reach of our financial institution with the extended benefits, strength, recognition and appeal of a partner brand to deliver card programs that are important to consumers.
ICC is the first MasterCard® service provider in Jordan to offer MasterCard® Co-Branded Cards.The program is customized to meet the needs of a corporation’s particular target audience by allowing the partner to combine their brand with the MasterCard® brand thus providing target audiences with the partners loyalty scheme and the global utility of MasterCard®.
ICC provides:
- Card Expertise
- Credit Risk & Management
- Financial Incentive
- Distribution
- Value Added Services to the Partner
The Partner provides:
- A Strong Brand
- A Customer Database
- Distribution Outlets
- Loyalty Schemes
- Value-Added Benefits (e.g. Sending SMS’, statement inserts…)
ICC’s Current Co-Branded Programs include:
- Dunes Club MasterCard®
- C Town MasterCard®
- Trust Tours Agency MasterCard®
- Amman Ahliyeh University MasterCard®
- Amman Ahliyeh University – Postgraduate MasterCard®
- Al Zaytouneh University MasterCard®
- New York Institute of Technology MasterCard®
- Phildelphia University MasterCard®
- THE One MasterCard®
- XPress Telecommunications MasterCard®
- Valueplus MasterCard®
MasterCard cardholders have the convenience of a revolving credit card while obtaining instant and various discounts ranging from 10% to 50% on products and services from a select variety of outlets including restaurants, pubs, health clubs, car rentals, travel agents, gift shops, flower shops, men's and women's apparel, hotels, and even wedding services, just to mention a few. The annual fee is only JD25 .
If you feel your business is a potential co-branding partner please do not hesitate to contact us.

CONSUMER CARDS  
Revolving Credit Card:
This is a payment card with a specified credit limit which gives the holder the option of paying the balance in installments. It offers interest-free credit of up to 49 days on purchases after which a monthly interest rate is charged on outstanding balances.
Charge Card:
This is a payment card with a specified limit which allows the holder to enjoy a line of credit that is paid back in full at the end of the month.
Both of the above are available in:
Premium MasterCard® Cards
The Premium MasterCard ® Card is the payment card for customers with a higher line of credit as determined by the credit committee. The line of credit cannot be less than JOD 1000.
Standard MasterCard® Cards
The MasterCard ® Card is the general-purpose payment card
Corporate MasterCard® Cards
CORPORATE CARDS (Revolving)
ICC can offer the staff of various establishments an alternate financial solutions option to issue Revolving MasterCard ® Credit Cards with the following features:
- It is an International card and can be used anywhere at anytime (locally & internationally).
- It offers an extra measure of security and protection especially when traveling overseas.
- ICC MasterCard ® Cards are Revolving Credit, this will allow Cardholders to settle their account in installments, which means that cardholders pay a minimum payment of 10% of their monthly bill with a minimum of JOD 50 for Gold Credit and JOD 25 for Standard Credit, and this provides the flexibility they need to manage their financial positions.
- Cash withdrawal is possible using credit cards; transaction fees will be 4%, with a minimum of 4 JD for each transaction.
- Interest rate: 1.67% monthly.
- Card Annual Fees are dependant on the amount of cards requested.
- Late payments and penalties for exceeding the limit are 2.5% of the total outstanding balance or JD5.
- With a Grace period up to 49 days.
- The establishment will carry no financial responsibility.
Complimenting our top quality products and flexible financial services our cardholders enjoy our boutique customer service which is available 24 hours a day, 7 days a week and customer delivery service that fulfills the ICC policy of “we come to you”.
The requirements for attaining regular MasterCard Credit Cards for individual staff members are:
- National Identification
- Completed application with signatures
- Proof of Salary
- Signature on Bill of Payment
- A bank statement for the last 3-6 months
- The employee must have completed the training or probation phase to apply.
ICC assures you of its excellent services. If you feel your business is interested in the above mentioned corporate cards contact us for further information.
CORPORATE CARDS (Charge)
The MasterCard ® Corporate Card is a MasterCard ® card designed to provide the holder with the convenience of monitoring employees’ corporate expenditures. It is issued in the name of the company and provides the corporate users with flexible travel services such as special rates and discounts.
Corporate Cards contain the cardholder and company name, the credit card would be a Charge card. A Charge card provides a monthly line of credit which is paid back in full at the end of the month i.e. deferring payments to the end of the month. The due amount will be debited to the company’s account, this procedure simplifies the corporate expense process and increases management control. Transactions are done with JOD denominations. Details such as the annual fee can be negotiated and determined by both parties according to the number of cards desired.

PRE-PAID MASTERCARD® CARDS
The two forms of prepaid cards have been designed specifically to provide the holder with enhanced security. Prepaid cards have credit limit equal to the charged amount requested by the cardholder, pre-deposited at any ICC branch or paid to an ICC representative.
NetSmart MasterCard® Card -
This card can be used for Internet purchases and for mail order transactions. With NetSmart, ICC provides customers with the means to shop online or place orders over the phone with the utmost security and peace of mind.
Gift Card – Future of Gifts® -
This card provides customers with a convenient and creative gift idea suitable for all occasions. The cards come in various designs with occasion-specific messages and elegant packaging. It takes a short 24 hours to process the customer’s request and deliver the gift card to the gift recipient’s door. The card can be used anywhere the MasterCard® Electronic brand is displayed and can be recharged for continual use.
AFFILIATE MASTERCARD®
CARDS
Affiliate Cards are issued by ICC to Jordan Kuwait Bank, Egyptian Arab Land Bank, Capital Bank, Jordan Commercial Bank, and Invest Bank.These cards are distributed from the affiliate banks and can be Charge, Revolving and Prepaid. They can be issued in both Gold and Standard. The above mentioned banks set there own unique regulations and rules.
Debit Card – Switching and Processing 
This is a payment card that provides the holder with maximum financial control as the balance is automatically deducted from the holder’s existing checking account at their bank as soon as a transaction has been made.
BECOMING A MONEYGRAM SUBAGENT THROUGH ICC
Becoming a MoneyGram subagent through International Cards Company (ICC) is a hassle free and easy process, contact us in order to obtain a more detailed description of our services and how MoneyGram can benefit your business. ICC will gather all necessary information regarding your organization, once approved, ICC will be responsible for installing the MoneyGram software on subagent computers. International Cards Company will equip subagent staff with the proper training in implementing financial transactions. The required software will be connected through local telephone lines affiliated with MoneyGram in order to transfer transactions to the main network located in the United State of America, cost will be covered by MoneyGram.
ICC AND MONEYGRAM
ICC is a local MoneyGram® Super Agent with the authority to grant membership. MoneyGram® International has a continuously expanding network of over 180,000 agent locations in 190 countries and territories worldwide. ICC offers its clients access to this network, allowing them the convenience of sending and receiving instant money transfers at low cost.
MoneyGram’s agents are as diverse as its customers; they range from national banks, Money Exchange Companies and post offices to international phone calling agencies and local grocery shops. This provides customers with flexible opening hours, a wide network of conveniently located MoneyGram® outlets, as well as professional and friendly service.
Our network is expanding rapidly.
Our aim is to constantly grow, develop and improve the business and thus be able to offer our customers an even wider choice of Agents around the world.
Our philosophy is …
“To help people and businesses by delivering affordable, reliable, and convenient financial services.”
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MONEYGRAM CUSTOMERS
ICC & MONEYGRAM’S Commitment to our Customers and Agents
MoneyGram are devoted to offering a premium service to our customers. Our view is that by working with our Agents, we can achieve superior service quality and thus gain a competitive advantage. At MoneyGram, we employ a flexible approach to better provide for our customers’ individual needs. Although MoneyGram is a worldwide organisation, it is our belief that to attain and then maintain a superior service, it is imperative to always keep in mind the local factors affecting our agents. It is with this same view that we have created this training manual, and we hope that it will prove useful to you.
The MONEYGRAM Customer
MoneyGram provides a preferred Money Transfer Service for millions of people around the world year on year. Our customers are as diverse as our agents and the countries we operate in. As such there are too many reasons and types of people to list here however MoneyGramhas identified four main groups of customers.
- Families and migrant workers
- Students
- Travellers and tourists
- Business People travelling and working abroad
- Others (emergency medical fees, legal fees or any other unexpected expenditure)
The Benefits of MONEYGRAM to our Customers
- Reliable and Secure Service
- Transaction Quote
- Fast and Convenient
- Value for Money
- Free Message Service
- MONEYGRAM connects you to your loved ones
If you would like to become an Agent of MoneyGram or would like to utilize MoneyGram services kindly contact us.

MONEYGRAM GENERAL FEES
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Amount to be transferred
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0.00 |
- |
100.00 |
12.00 |
100.01 |
- |
200.00 |
15.00 |
200.01 |
- |
400.00 |
20.00 |
400.01 |
- |
600.00 |
30.00 |
600.01 |
- |
800.00 |
40.00 |
800.01 |
- |
1000.00 |
50.00 |
1000.01 |
- |
1200.00 |
60.00 |
1200.01 |
- |
1500.00 |
70.00 |
1500.01 |
- |
1800.00 |
80.00 |
1800.01 |
- |
2500.00 |
100.00 |
2500.01 |
- |
5000.00 |
150.00 |
5000.01 |
- |
7500.00 |
250.00 |
7500.01 |
- |
10000.00 |
300.00 |
* Corridor pricing varies according to promotions that arise.

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